MXGRAY CO & ASSOCIATES (“us,” “we” or “our”) owns and operates MXGRAY (MxGray.com) (“website”). Please read these Terms and Conditions (“Terms”) carefully before using this website. Your access and use of this website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access the website. By visiting this website, you engage in our service and accept and agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the website.

INTELLECTUAL PROPERTY

All content on this website, including but not limited to text, graphics, logos, images, videos, audio clips, and software, is the property of MXGray or its licensors and is protected by intellectual property laws. You may not use, reproduce, distribute, or modify any content from the Website without the prior written consent of MXGray.

LINKS TO OTHER WEBSITES

Our website may contain links to third-party websites or resources that we do not own or control. We do not endorse or assume any responsibility for the content, privacy policies, or practices of these third-party websites or resources. You acknowledge and agree that MXGray is not responsible or liable for any loss or damage incurred as a result of your use of or reliance on any content, goods, or services available on or through such third-party websites or resources.

We recommend that you review the terms and conditions and privacy policies of any third-party websites or resources that you access through links on our website. You acknowledge and agree that your use of any third-party websites or resources is at your own risk, and that MXGray shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services available on or through any such third-party websites or resources.

If you decide to leave our website and access these third-party websites or resources, you do so at your own risk and should be aware that our Terms and Conditions no longer apply. You should read the terms and conditions and privacy policies of these third-party websites or resources before using them.

LINKS TO THIS WEBSITE

You may link to our website from your website or other online platforms, subject to the following conditions:

• You may only create a link to our website that is a text link or a properly formatted hyperlink using our domain name, such as "mxgray.com", or any other URL that has been explicitly authorized by MXGray in writing.
• You may not use any logos, trademarks, or other proprietary information of MXGray without our prior written consent.
• The link to our website must not imply or suggest any endorsement, sponsorship, or affiliation by MXGray unless expressly authorized by us in writing.
• The link to our website must not be used in a way that is misleading, false, derogatory, defamatory, offensive, or otherwise objectionable.
• The link to our website must not frame or create a border or browser environment around any content of our website or otherwise present our content as belonging to or originating from any other website or source.
• MXGray reserves the right to revoke your permission to link to our Website at any time and for any reason, and you agree to immediately remove any link to our Website upon our request.
• MXGray does not guarantee the availability or accuracy of any content on our website, and you acknowledge and agree that your use of our Website and any linked content is at your own risk.
• MXGray shall not be responsible or liable for any loss or damage incurred as a result of your use of or reliance on any content or services available on or through any links to our Website.

By creating a link to our website, you agree to comply with these conditions and all applicable laws and regulations. Failure to comply with these conditions may result in the termination of your permission to link to our website and may subject you to legal action by MXGray.

GENERAL DISCLAIMERS

The content provided on our website, MXGray (mxgray.com), is for informational purposes only and should not be considered as professional advice. We do not make any representations or warranties regarding the accuracy, reliability, completeness, suitability, or availability of the content on our website. The content may contain errors or inaccuracies, and we disclaim all liability for any such errors or inaccuracies to the fullest extent permitted by law. We reserve the right to modify, update, or remove any content on our website at any time without prior notice. We do not guarantee the continuous, uninterrupted, or error-free operation of our website or the availability of our website at any particular time or location. We do not endorse or assume any responsibility for any third-party products, services, websites, or resources mentioned or linked to on our website, and we shall not be responsible or liable for any loss or damage incurred as a result of your use of or reliance on any third-party content, products, services, websites, or resources.

WARRANTY DISCLAIMER

We do not provide any warranties or guarantees, express or implied, regarding the results or outcomes that may be obtained from the use of our website or any content, products, or services offered on our website. We do not warrant that our website or any content, products, or services offered on our website will be free from viruses, malware, or other harmful components. You are responsible for implementing appropriate security measures and virus scanning procedures to protect your devices and data. We disclaim all warranties, express or implied, including but not limited to, warranties of merchantability, fitness for a particular purpose, title, and non-infringement, to the fullest extent permitted by law. We shall not be responsible or liable for any damages, including but not limited to, direct, indirect, incidental, consequential, special, or punitive damages, arising out of or in connection with your use of our website, or any content, products, or services offered on our website, even if we have been advised of the possibility of such damages.

By using our website, you acknowledge and agree to the above disclaimers and limitations of liability. If you do not agree with these disclaimers, you should not use our website.

EARNING DISCLAIMER

MXGRAY makes no guarantees as to income or earnings. Any examples used are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our products, services, and techniques.

AVAILABILITY OF THE WEB SITE

MXGRAY reserves the right to modify or discontinue, temporarily or permanently, the website or any part thereof with or without notice. You agree that MXGRAY shall not be liable to you or to any third party for any modification, suspension or discontinuance of the website or any part thereof.

REFUND POLICY

Due to the nature of Digital Products, we cannot offer refunds. All sales are final.

TERMINATION

We reserve the right to terminate any users for abuse of these Terms. We reserve the right to remove unlawful, obscene, inappropriate or otherwise undesirable shares or comments on our blog or social media channels.

USER GENERATED CONTENT

MXGray (mxgray.com) may provide the opportunity for users to post comments, reviews, feedback, or other user-generated content on our website or social media accounts. However, we do not endorse or assume any responsibility for the accuracy, reliability, completeness, or suitability of any user-generated content. Users are solely responsible for their own comments, reviews, feedback, or other user-generated content, and any reliance on such content is at the user's own risk.

MXGray reserves the right to moderate, edit, or remove any user-generated content that violates our website's terms of use, community guidelines, or applicable laws and regulations, without prior notice. We do not guarantee the confidentiality or security of any user-generated content posted on our website, and users should not disclose any personal, sensitive, or confidential information through their comments, reviews, feedback, or other user-generated content.

By posting comments, reviews, feedback, or other user-generated content on our website, users grant MXGray a non-exclusive, royalty-free, perpetual, irrevocable, and worldwide license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media, now known or hereafter developed, for any purpose, including but not limited to, promoting and marketing our website, products, or services. Users represent and warrant that they have all necessary rights, permissions, and consents to post and share their user-generated content on our website.

MXGray shall not be responsible or liable for any damages, including but not limited to, direct, indirect, incidental, consequential, special, or punitive damages, arising out of or in connection with any user-generated content posted on our website. Users are solely responsible for their interactions with other users, and we do not endorse or assume any responsibility for the conduct, actions, or opinions of users.

By using our website and posting user-generated content, users acknowledge and agree to the above terms and conditions related to blog comments or user-generated content. If you do not agree with these terms, you should not post any user-generated content on our website.